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AG Mortgage Bank PLC

Y-PLUS

Y-PLUS is targeted at Nigeria’s largest demography  —youths aged 15 to 35—who face barriers in education, employment, and housing. This product offers a pathway to financial independence and home ownership.

Y-PLUS is a catalyst for youth entrepreneurship and self-reliance, contributing to the following United Nations Sustainable Development Goals (SDGs):

SDG 4

Quality Education

SDG 9

Industry, Innovation & Infrastructure

Key Features

Y-PLUS is a catalyst for youth entrepreneurship and self-reliance, contributing to SDG 4 (Quality Education) and SDG 9 (Industry, Innovation & Infrastructure).

Opening balance

₦5,000

Interest rate

Earn up to 10% interest for disciplined saving

Benefits of Y-PLUS

Financial literacy, career guidance, and digital skills

Rental advance and rent-to-own solutions

Access to mortgage advisory and products

Business pitch opportunities and internships

Got questions?
Well, we've got answers

Who can open a Y-PLUS account?

Y-PLUS is available to young Nigerians aged 15 to 35 years who are interested in building financial independence, gaining life skills, and working toward home ownership.

What is the minimum amount required to open a Y-PLUS account?

You can open a Y-PLUS account with a minimum opening balance of ₦5,000.

How does the Y-PLUS savings and interest work?

Y-PLUS rewards disciplined savers with up to 10% interest, encouraging consistent saving habits while helping you grow your funds over time.

What benefits do I get beyond savings?

Y-PLUS offers access to financial literacy programs, career guidance, digital skills training, rental advance and rent-to-own solutions, mortgage advisory services, business pitch opportunities, internships, and money club participation with competitive returns.

How does Y-PLUS support my future goals?

Y-PLUS is designed to support entrepreneurship, employment readiness, and home ownership, while contributing to sustainable development through quality education and innovation-focused opportunities.

Couldn’t find what you were looking for? Visit our Helpdesk or write to us at help@agmortgagebankplc.com